Research Article
Determining Factors Influencing ICTs’ Role in the Interaction Between Financial Inclusion and Agricultural Productivity in Senegal
Issue:
Volume 12, Issue 2, June 2026
Pages:
85-99
Received:
8 March 2026
Accepted:
23 March 2026
Published:
10 April 2026
DOI:
10.11648/j.ijsdr.20261202.11
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Abstract: This article aims to determine the factors that influence the role of ICTs’ role in the interaction between financial inclusion and agricultural productivity in Senegal over the period 2008-2022. The paper use of an ARDL model to show that financial inclusion has a significant negative effect on agricultural value added in Senegal in both the short and long term. However, ICTs via mobile phones do not have a positive impact on the relationship between financial inclusion and agricultural productivity in the short term. But in the long term, they improve the relationship between financial inclusion and agricultural productivity in Senegal. Agricultural land influences positively the agricultural value added in the long term, but negatively in the short term. As for the interaction between the financial inclusion index and mobile phone use, it contributes positively to Senegal's agricultural production, both in the short and long term. Therefore, to promote agricultural productivity in Senegal, the government must establish a financial system tailored to farmers' needs. It must also strengthen mobile infrastructure and promote financial inclusion through mobile telephony to enable greater use of mobile financial services, especially in rural areas. Regarding access to land resources, the Senegalese government must develop more agricultural land to improve agricultural productivity, which will in turn positively impact financial inclusion, productivity, and agricultural value added.
Abstract: This article aims to determine the factors that influence the role of ICTs’ role in the interaction between financial inclusion and agricultural productivity in Senegal over the period 2008-2022. The paper use of an ARDL model to show that financial inclusion has a significant negative effect on agricultural value added in Senegal in both the short...
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Ousmane Diouf
